.page-disclaimer {
  --disclaimer-pad: clamp(1.25rem, 4vw, 3rem);
  --disclaimer-radius: 18px;
  --disclaimer-gap: 2rem;
  --disclaimer-grid: linear-gradient(90deg, rgba(212, 168, 67, 0.06) 1px, transparent 1px) 0 0 / 32px 32px,
    linear-gradient(rgba(212, 168, 67, 0.05) 1px, transparent 1px) 0 0 / 32px 32px;
  width: 100%;
  box-sizing: border-box;
  background: var(--disclaimer-grid), var(--c-navy-deep);
  color: var(--c-white);
  line-height: 1.7;
  overflow-wrap: break-word;
}

.disclaimer-shell {
  max-width: 880px;
  margin: 0 auto;
  padding: var(--disclaimer-pad);
  box-sizing: border-box;
}

.page-disclaimer .breadcrumbs {
  font-size: var(--font-small);
  margin-bottom: 2rem;
}

.page-disclaimer .breadcrumbs__link {
  color: var(--c-gold-bright);
  text-decoration: none;
}

.page-disclaimer .breadcrumbs__link:hover {
  color: var(--c-white);
  text-decoration: underline;
}

.disclaimer-head {
  border-bottom: 1px solid var(--c-slate);
  padding-bottom: 2rem;
  margin-bottom: 2rem;
}

.disclaimer-kicker {
  margin: 0 0 0.5rem;
  font-family: var(--font-heading);
  font-size: 0.875rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--c-gold);
}

.disclaimer-head h1 {
  margin: 0 0 1rem;
  font-family: var(--font-heading);
  font-size: clamp(2.2rem, 5vw, 3.6rem);
  line-height: 1.1;
  letter-spacing: -0.02em;
  color: var(--c-white);
}

.disclaimer-lead {
  margin: 0;
  max-width: 46em;
  font-size: 1.125rem;
  color: #d3deee;
}

.disclaimer-toc {
  margin-bottom: 2.5rem;
  padding: 1.25rem 1.5rem;
  background: rgba(212, 168, 67, 0.1);
  border-left: 4px solid var(--c-gold);
  border-radius: 0 var(--disclaimer-radius) var(--disclaimer-radius) 0;
}

.disclaimer-toc__label {
  font-family: var(--font-heading);
  font-weight: 700;
  color: var(--c-gold-bright);
}

.disclaimer-toc__list {
  list-style: none;
  margin: 0.75rem 0 0;
  padding: 0;
  display: flex;
  flex-wrap: wrap;
  gap: 0.75rem 1.5rem;
}

.disclaimer-toc__list li {
  margin: 0;
}

.disclaimer-toc__list a {
  color: var(--c-white);
  text-decoration: none;
  border-bottom: 1px solid transparent;
  font-weight: 500;
  transition: border-color 0.2s, color 0.2s;
}

.disclaimer-toc__list a:hover {
  color: var(--c-gold-bright);
  border-bottom-color: var(--c-gold-bright);
}

.disclaimer-section {
  margin-top: calc(var(--disclaimer-gap) + 1rem);
}

.disclaimer-section__heading {
  display: flex;
  align-items: center;
  gap: 1rem;
  margin-bottom: 1.25rem;
}

.disclaimer-num {
  flex-shrink: 0;
  width: 48px;
  height: 48px;
  display: grid;
  place-items: center;
  border: 2px solid var(--c-gold);
  border-radius: 50%;
  color: var(--c-gold-bright);
  font-family: var(--font-heading);
  font-size: 1.125rem;
  font-weight: 800;
  background: rgba(11, 29, 58, 0.5);
}

.disclaimer-section__heading h2 {
  margin: 0;
  font-family: var(--font-heading);
  font-size: clamp(1.5rem, 3vw, 2.4rem);
  line-height: 1.15;
  color: var(--c-white);
}

.disclaimer-section__sub {
  margin: 0.25rem 0 0;
  color: #8fa2bd;
  font-size: 0.9375rem;
}

.disclaimer-section__content {
  padding: 1.25rem;
  background: rgba(255, 255, 255, 0.04);
  border: 1px solid rgba(212, 168, 67, 0.18);
  border-radius: var(--disclaimer-radius);
}

.disclaimer-section__content p {
  margin-top: 0;
}

.disclaimer-section__content ul {
  margin: 0.5rem 0 0;
  padding-left: 1.2rem;
}

.disclaimer-section__content li {
  margin-bottom: 0.6rem;
}

.disclaimer-section__content li:last-child {
  margin-bottom: 0;
}

.disclaimer-section__content a {
  color: var(--c-gold-bright);
  text-decoration: underline;
  text-underline-offset: 2px;
}

.disclaimer-section__content a:hover {
  color: var(--c-white);
}

.disclaimer-media {
  display: flex;
  justify-content: center;
  align-items: center;
  padding: 1.25rem;
  margin-bottom: 1.25rem;
  background: var(--c-navy);
  border-radius: var(--disclaimer-radius);
  border: 1px solid rgba(212, 168, 67, 0.15);
}

.disclaimer-media img {
  width: 200px;
  max-width: 100%;
  height: auto;
  border-radius: 14px;
  display: block;
  box-shadow: 0 10px 30px rgba(0, 0, 0, 0.35);
}

.disclaimer-contact-card {
  background: rgba(212, 168, 67, 0.08);
  border-color: var(--c-gold);
}

.disclaimer-docfoot {
  margin-top: 4rem;
  padding-top: 1.25rem;
  border-top: 1px solid var(--c-gold);
  font-size: var(--font-small);
  color: #c5d1e5;
}

.disclaimer-docfoot p {
  margin: 0;
}

.disclaimer-backtop {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  margin-top: 2rem;
  padding: 0.8rem 1.4rem;
  border: 0;
  border-radius: 999px;
  background: var(--c-gold);
  color: var(--c-charcoal);
  font-family: var(--font-heading);
  font-size: 0.9375rem;
  font-weight: 700;
  cursor: pointer;
  transition: background 0.2s, transform 0.1s;
}

.disclaimer-backtop:hover {
  background: var(--c-gold-bright);
}

.disclaimer-backtop:active {
  transform: scale(0.97);
}

@media (min-width: 768px) {
  .disclaimer-shell {
    padding: 3.5rem 3rem;
  }

  .disclaimer-toc {
    display: flex;
    align-items: center;
    gap: 2rem;
    padding: 1.25rem 2rem;
  }

  .disclaimer-toc__label {
    flex-shrink: 0;
    margin-bottom: 0.25rem;
  }

  .disclaimer-toc__list {
    margin-top: 0;
  }

  .disclaimer-section__heading {
    align-items: flex-start;
  }

  .disclaimer-num {
    width: 64px;
    height: 64px;
    font-size: 1.375rem;
  }

  .disclaimer-section__content {
    padding: 1.75rem 2rem;
  }

  .disclaimer-media {
    justify-content: flex-start;
    padding: 1.5rem;
  }
}